Dr Usman Chaudry is Chief Risk Officer at Gatehouse Bank, appointed in 2018. He was Risk Director at Tandem Bank, supporting the Harrods Bank acquisition. Previously, he held risk roles at Standard Chartered, KPMG, Barclays and GE Capital, advising on governance, regulation and frameworks globally. He began at FICO, specialising in analytics and AI, and holds a PhD from Manchester.